Services designed for real situations

No packages. No upsells. Just the specific help you need.

Every retirement situation is different. Some people need a complete overhaul. Others just need one specific problem solved.

We've structured our services to match real needs, not arbitrary service tiers.

Retirement Clarity Audit

$1,247.50

For people who don't know when they can afford to retire. We map everything you own and show you three different retirement timelines with exact income projections for each.

What's included:

  • Two-hour asset mapping session covering super, property, investments, and other holdings
  • Three retirement scenarios (early, planned, delayed) with income projections
  • Tax impact analysis for each scenario
  • Written report with specific recommendations
  • One follow-up consultation to discuss findings

Best for: People aged 50-65 who want clarity on their options before making decisions.

Super Restructure Plan

$2,895.00

Deep analysis of your superannuation with actionable strategies to increase retirement income and reduce tax. Most clients find ways to improve returns by 1-2% annually through better fund selection and contribution strategies.

What's included:

  • Complete super fund performance review against benchmarks
  • Fee analysis and comparison with alternatives
  • Contribution strategy optimization (concessional and non-concessional)
  • Salary sacrifice restructuring recommendations
  • Transition to retirement strategy if applicable
  • Implementation roadmap with specific action steps
  • Support during implementation phase

Best for: People still working who want to maximize super growth before retirement.

Most Comprehensive

Complete Retirement Blueprint

$4,750.00

End-to-end retirement planning covering every aspect of your financial life. This is for people who want a complete strategy that addresses super, investments, property, tax, aged pension, and estate planning in one cohesive plan.

What's included:

  • Everything from Retirement Clarity Audit and Super Restructure Plan
  • Investment property strategy review and optimization
  • Comprehensive tax minimization planning
  • Aged pension qualification and maximization strategy
  • Estate planning coordination (we work with your solicitor)
  • Health insurance and medical cost planning
  • Lifestyle budget development based on your actual goals
  • Three annual review sessions (over three years) to adjust strategy as circumstances change

Best for: People within 5-10 years of retirement who want complete confidence in their plan.

Pension Maximization Strategy

$1,875.00

Specialized planning to help you qualify for maximum aged pension benefits while protecting your assets and maintaining your desired income level. Navigating Centrelink rules is complex; we handle the strategy so you don't make costly mistakes.

What's included:

  • Centrelink assessment preparation and asset test analysis
  • Asset restructuring recommendations to improve pension eligibility
  • Income stream optimization to stay under income test thresholds
  • Gifting strategy planning within allowable limits
  • Homeowner vs non-homeowner strategy differences
  • Deeming rate impact analysis

Best for: People approaching pension age who want to maximize government benefits legally.

Early Retirement Accelerator

$3,200.00

For people who want to retire before 60. This requires different strategies because you can't access super yet. We focus on bridging income, early access provisions, and structuring assets to support the transition.

What's included:

  • Early super access strategy (hardship and other provisions)
  • Bridge income planning from non-super sources
  • Part-time work optimization to maintain flexibility
  • Passive income development from existing assets
  • Health insurance planning (until eligible for senior discounts)
  • Lifestyle budgeting workshop focused on early retirement
  • Timeline development showing month-by-month transition plan

Best for: People aged 50-59 who want to stop full-time work as soon as possible.

Estate & Wealth Protection

$2,450.00

Ensuring your retirement assets pass to your chosen beneficiaries with minimal tax and maximum protection. This coordinates with legal estate planning but focuses specifically on the financial and tax aspects.

What's included:

  • Binding death nomination review and recommendations
  • Trust structure recommendations for asset protection
  • Tax-effective wealth transfer strategies
  • Superannuation death benefit tax minimization
  • Coordination with solicitors (we attend meetings with your lawyer)
  • Family provision claim risk assessment
  • Written estate planning strategy document

Best for: People with significant assets who want to protect their legacy.

Not sure which service fits your needs?

Most people start with the Retirement Clarity Audit. It gives you complete visibility into your situation for a relatively small investment. From there, you'll know exactly what else you need.

If you're within 5 years of retirement and want a comprehensive plan, the Complete Retirement Blueprint covers everything in one engagement.

Pricing transparency

All prices are fixed fees, not percentages of assets. You know exactly what you'll pay before we start.

We don't earn commissions on products. We don't receive referral fees. Our only income is from the services listed above.

If we recommend you move super funds or change investments, we don't benefit financially from that recommendation.

Ready to get started?

Choose a service and tell us about your situation. We'll be in touch within one business day to schedule your first session.

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